Protect your family with ECICS’s Comprehensive Family NCD Builder Plan!

ECICS’s new comprehensive motor insurance policy that offers an industry-first Family NCD Builder, with coverage that extends to the whole family.

It’s no secret that cars are expensive in Singapore.

As such, it makes sense that they are not strictly personal vessels of transport for many of us drivers. As a 55-year-old working professional, you may drive to and from work daily - but your 27-year-old daughter may also grab the keys every Friday evening for meetups with her friends. Or perhaps you’ve just become a mother recently and take turns alongside your husband to ferry the little one around.

The point is that our cars are often shared out of pure rationality. While wanting to maximise usage of a single car within the family, we also want to save as much as we can on every possible front. Naturally, this includes the area of insurance.

At the same time, however, every driver wants the assurance that they and their passengers will be adequately covered should any mishaps on the road befall them.

This is where a groundbreaking new comprehensive plan by homegrown insurance company, ECICS, comes into the picture by simultaneously covering multiple grounds for the driver seeking more out of their car insurance policy.

Growing together: An industry-first Family NCD Builder for our young drivers

How does the plan achieve this, you may ask?

Named the ‘Comprehensive Family NCD Bundle Plan’, it does so by introducing an industry-first feature that extends the benefits of motor insurance to the entire family by allowing any named driver to be tagged to the policyholder as the official ‘Family Member’², to grow their own discount entitlement alongside the policyholder.

This is provided that there are no claims in the period of insurance. Like the policyholder, they’ll be entitled to an additional 10% discount every year, up to a maximum of 50% over time.

For our young drivers or those who have not owned cars previously, this benefit is particularly pertinent.

Up till now, this group of drivers has had to live without recognition for all their years of safe driving, simply because they are not the registered owners. But by helping families pave the way for members apart from the main driver to start growing their NCDs, the Family NCD Builder changes all of that.

Whether it’s for a new car in the future, or whether it’s to take on registered ownership of the family car, the ‘Family Member’s’ discount entitlement can now be carried over when they buy their own car.

Illustration of Family NCD Builder

Protecting everyone: Coverage for everyone in the car

Extending the benefits of car insurance - beyond the policyholder and towards the entire family - doesn’t have to stop at just the NCD though.

Whereas most personal accident plans are skewed heavily towards the main driver, the Family NCD Comprehensive Bundle Plan entitles the policyholder’s family to a generous maximum sum of $80,000 for compensation relating to accident injuries. This ensures financial peace of mind that extends to all on board, should an accident occur.

Additional benefits include coverage at an amount of up to $300 for the replacement of your car keys, should they have gone missing or gotten stolen as an unfortunate result of your car being broken into.

Keeping all members of our family safe also means ensuring that our little ones are safely strapped in when on the road. To this end, the Family NCD Comprehensive Bundle Plan entitles drivers to a Child Seat Cover (likewise with an insured amount of up to $300), which can help defray the cost of replacing a child seat that is either lost or damaged as a result of an accident, theft, or vehicle fire.

Convenience for everyone too: 24/7 Roadside Assistance and a 10-day courtesy car

It’s not just protection, however, but convenience for the entire family that the ’Comprehensive Family NCD Bundle’ plan also provides.

With the assurance of 24/7 Roadside Assistance, you’ll never be left stranded in the event of an accident, or even a less serious breakdown; help will always be a simple phone call away, no matter the time of day, and no matter rain or shine.

But what happens thereafter is also important. If longer repairs are required, drivers can also look forward to minimal disruptions to their hectic schedules thanks to a courtesy car (for up to 10 days), allowing them to continue with their activities as they await the completion of repair works.

Coverage you can both afford and trust

When it comes to car insurance, both the pain points and the general concerns by most Singaporean drivers do not vary too drastically. We are always on the hunt for new avenues of cost-efficiency - yet we also want the security of knowing every passenger is adequately covered, should anything undesirable happen on the road.

While promising better savings, and extending unprecedented benefits to the entire family, this Comprehensive Family NCD Bundle Plan is still built on the same, solid base of ensuring better peace of mind, thanks to the backing of a leader in the field of insurance. The motor insurance product is offered by ECICS, one of Singapore’s leading homegrown insurers, and a fully licensed general insurer under the approval of the Monetary Authority of Singapore.

And above all, the competitive pricing of the plan ensures that drivers will be able to enjoy the benefits and coverage they desire - with the assurance of a highly trusted and longstanding name in the industry.

Keen to find out more about ECICS’s Comprehensive Family NCD Bundle Plan?

Simply head on to https://www.ecics.com/product/motor-car. While you’re there, you can even conveniently and instantaneously get a quote; no extra hassle needed. It’s that easy!

1. The ‘Comprehensive Family NCD Builder’ is a discount scheme recognised by ECICS. Please refer to the full policy wording for terms and conditions.
2. ‘Family Member’ refers to the Policyholder’s legal Spouse or Children.