Promotions

ECICS Exclusive Comprehensive Family NCD Builder Plan

Named drivers earn 10% Family-NCD for every year of safe driving as a family - up to 50%!

Promotions

ECICS Exclusive Comprehensive Family NCD Builder Plan

Named drivers earn 10% Family-NCD for every year of safe driving as a family - up to 50%!

What’s Included in the Offer

What’s Included in the Offer

Earn 10% Family-NCD for Each Named Driver

Every named driver earn 10% Family-NCD (up to 50%) for each year of safe driving as a family without any accidents - even if they don't own a car.

Carry Family-NCD Forward for Future Use

When your family member buys their own car, their accumulated Family-NCD can be used to reduce their insurance premium with ECICS.

Extra Protection for the Whole Family

Includes personal accident coverage up to $80,000 for your family members, child seat protection up to $300, and car key replacement cover up to $300.

Convenience at Every Step

Get 24/7 roadside assistance, and up to 10 days courtesy car while your vehicle is being repaired.

Grow Family Savings with Every Drive

This is an ECICS-exclusive plan where every safe year of driving earns 10% Family-NCD up to 50%! Redeem when family drivers buy their own cars.
Policyholder purchases the Comprehensive Family NCD Builder Plan along with a Named Driver
Named Driver enjoy up to 50% discount on a new policy when they purchase a new vehicle
Terms & Conditions
Terms and conditions apply. Discount is automatically applied. Not stackable with other promos.

Grow
Family
Savings
with Every Drive

This is an ECICS-exclusive plan where every safe year of driving earns 10% Family-NCD up to 50%! Redeem when family drivers buy their own cars.
Policyholder purchases the Comprehensive Family NCD Builder Plan along with a Named Driver
Named Driver enjoy up to 50% discount on a new policy when they purchase a new vehicle

Promotion Eligibility

Applies exclusively to ECICS' Comprehensive Family NCD Builder Plan
Named drivers must be added on or before policy commencement and participate in safe, accident-free driving with the family
Cannot be combined with other NCD entitlement under current policy
Terms & Conditions

Terms and conditions apply. Discount is automatically applied. Not stackable with other promos.

How to Redeem

1.
Enter Details & Promo Code
3.
Provide Personal & Vehicle Info
2.
Select Plan & Add-ons
4.
Receive instant confirmation
1.
Enter Details & Promo Code
2.
Select Plan & Add-ons
3.
Provide Personal & Vehicle Info
4.
Receive instant confirmation

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Frequently Asked Questions

Can I claim from ECICS Motor Excess Protector Insurance if my motor insurance claim is below the policy excess?

In the event of an accident involving your registered vehicle, your insurer for your motor insurance policy must have paid out a claim amount higher than your policy excess in order for you to seek reimbursement on the excess you have paid from your ECICS Motor Excess Protector Insurance Policy. If the claim amount paid out is lower than your policy excess, you will not be able to seek reimbursement from your ECICS Motor Excess Protector Insurance Policy.

What is an “Unnamed Driver” in motor policy?

Unnamed Driver refers to someone who is not named under a private car policy.

What if I change vehicle mid-term of policy?

Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.

Who is eligible to purchase ECICS Motor Excess Protector Insurance?

All Private Car, Commercial Vehicle or Private Hire drivers who own a valid motor insurance policy.

Who should I look for if the shares are not credited into my account?

For questions regarding the crediting of Tesla Fractional Shares, please contact Phillip Securities' Customer Experience Unit at 6351 1555 or [email protected].

Why is the policy not exactly 12 or 24 months?

The coverage period for our Enhanced MaidAssure is 14 months or 26 months with the additional 2 months included as mandated by the Ministry of Manpower (MOM) in case the FDW overstays in Singapore after her work permit expires.

Do you offer NCD Protector for Motorcycle insurance?

Yes, ECICS motorcycle insurance policy comes with complimentary No Claim Discount Protector. It is free for our customers as long as you have NCD 10% and above.

Does your Motorcycle insurance cover usage of motorcycle for food, parcel or other delivery services?

We do not cover usage for food, parcel or other delivery services.

Do I need Motorcycle insurance in Singapore?

Yes, it is illegal to use a vehicle in Singapore without a valid insurance cover. At a minimum, you must have third-party insurance, which covers injury or damage caused to other people and their property.

What does your Motorcycle insurance cover?

We have 3 plans to suit your needs. The Comprehensive plan covers loss or damage to your motorcycle, as well as third party liability for bodily injury and property damage.

Does your Motorcycle insurance cover me while I am riding in Malaysia or Thailand?

Our policy covers you when you ride your motorcycle in West Malaysia, the Republic of Singapore and that part of Thailand within 80.5km of the border between Thailand and West Malaysia.

Can I used the Family-NCD to purchase from another insurer?

It is not transferrable to other insurers. This is a unique and innovative feature of our product to provide customers and their loved ones the best value they can get.

If I have 2 policies (2 vehicles) insured with ECICS and bought Family NCD plans with a member appearing in both policies. What will happen if one of the policy experiences an accident claim by the Family NCD member (named driver)?

The policy that experiences the accident claim will have the entire group of Family NCD members' (named drivers) Family-NCD reduced according to the GIA NCD framework (https://gia.org.sg/). We believe that promoting safe driving is a family affair. However, the other policy with us will not be affected, all earned Family-NCDs in that policy will remain intact.

Can I claim against a foreign registered motorist?

It is advisable to make a claim on your own insurance policy. Making a claim against motorists from another country can turn out to be costly and time-consuming. If you are not at fault, your NCD will not be affected.

If the policyholder experience an accident claim on the Comprehensive Family NCD Builder Plan what will happen to all the Family NCD members who are in the policy?

All earned Family-NCD will be reduced according to the GIA NCD framework (https://gia.org.sg/). However, with the Family NCD benefit still in place, it means all the Family NCD members can continue to earn 10% with each year of safe driving (max at 50%).

Does the NCD Protector protect all the Family NCD members?

No, it does not. ECICS NCD Protector only protects the policyholder/insured. It does not extend to cover all the Family NCD members.

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