Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or Damage to Vehicle by Fire & Theft
(Up to market value at time of loss or damage)
Liability to third party for damage to property
(Up to $5,000,000)
Liability to third party for death or bodily injury (Unlimited)
Personal accident benefits for insured/named driver
(Up to $50,000)
Medical expenses for insured/authorised driver/passenger
(Up to $500 each)
Unlimited windscreen / sunroof / moonroof cover
Build Family-NCD discounts for your Named Drivers
Family Personal Accident ($80,000)
No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards
Waiver of Excess at ECICS Authorised Workshops
For the first claim,
0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.
Renew today and drive with
confidence!
ECICS will be transmitting the details of your Private Car Policy to LTA upon successful enrolment within 3 business days. Please contact our mainline if you require support to urgently submit to LTA for online road tax renewals. Alternative, you can proceed to LTA office with the Certificate of Insurance to physically renewal your road tax at LTA office. Our mainline number is +65 6206 5588 (Mon - Fri excluding Public Holiday, 8:30am - 6:00pm).
The policy that experiences the accident claim will have the entire group of Family NCD members' (named drivers) Family-NCD reduced according to the GIA NCD framework (https://gia.org.sg/). We believe that promoting safe driving is a family affair. However, the other policy with us will not be affected, all earned Family-NCDs in that policy will remain intact.
Claim directly against the Third Party who is liable for the accident. You can bring your damaged car / motorcycle to any of our Authorised Workshops or your own preferred workshop who can assist you to file the Third Party claim; orClaim Own Damage claim under your policy if you have purchased a Comprehensive coverage. You will need to pay necessary Policy Excess (if any). The workshop will then assist you to recover against the Third Party’s insurer for the Excess paid.
Yes, we offer complimentary excess waiver of up to $750 (depending on your current NCD%) for the first claim in a policy year when you repair your accident car at ECICS’s authorized workshops and share your in-car cctv footage with us.
If there is a claim made under the policy, your NCD will be reduced as follows. Private Car Current NCD NCD after 1 Claim 50% 20% 40% 10% 30% and under 0% Motorcycle/Commercial Vehicle Current NCD NCD after 1 Claim 20%/15%/10% 0%
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