Key Coverage & Benefits

Accident Disability
TCM & Chiropractor
Accidental Medical Expenses
24/7 Worldwide Protection
Accident Disability
Receive a payout if you're permanently disabled due to an accident
TCM & Chiropractor
Up to $1K for TCM or chiropractor treatment
Accidental Medical Expenses
Covers treatment costs for accidental injuries
FREE Child Cover
Enjoy complimentary protection for your child

We protect more than just you

Your Selected Coverage

Permanent Total Disablement

Accidental Death

Temporary Total Disablement

Daily Hospitalisation Allowance

Accidental Medical Reimbursement
(Limit Any One Accident)

Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)

TCM and Chiropractor Coverage
(Limit Any One Period)

Mobility Aid & Transport Services Reimbursement (Limit Any One Period)

CLASSIC
Up to $150,000
$75,000
$50
$50
$1,500
$75
$300
$300
STANDARD
Up to $300,000
$150,000
$100
$100
$3,000
$150
$500
$500
EXECUTIVE
Up to $400,000
$200,000
$150
$150
$5,000
$250
$1,000
$1,000
PREMIER
Up to $600,000
$300,000
$200
$200
$6,000
$500
$1,000
$1,500
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Trusted by People Like You

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Frequently Asked Questions

What makes ECICS Personal Accident (Children) Insurance suitable for children?

ECICS Personal Accident (Children) Insurance is specially designed for children, offering benefits such as up to 365 days of daily hospitalisation allowance, private tutor expenses and a lump sum education fund in the event of accidental death of the Policyholder or Policyholder's Spouse.

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Do I have to go for a medical checkup before applying for ECICS Personal Accident insurance policy?

No, you do not need to go for a medical checkup but you will need to declare that you are in good health and free from physical or mental defect or infirmity or disease.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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What if my job falls in between Class 1 and Class 2?

Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.

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Do I need to inform ECICS if I changed my job after applying for ECICS Personal Accident Insurance?

Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.

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