Home Contents Insurance with ECICS

Get a Home Contents Insruance Quote
Home contents insurance in Singapore protects these items against loss or damage from fire, theft, burst pipes, and other covered events, so you are not left covering replacement costs on your own.

ECICS home contents insurance is designed for both homeowners and tenants in Singapore. Whether you own your flat or are renting, your personal belongings are not covered under your building's fire insurance or your landlord's policy. Household contents insurance gives you your own coverage for the things that matter to you.

Our plans cover a broad range of items including appliances, furniture, personal valuables, and home equipment. You can choose a coverage amount that reflects what you own, making home contents insurance in Singapore a practical and affordable safety net for any household.
For OwnersFor LandlordsFor Tenants

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.​
Up to $500,000 Worldwide Family Personal Liability
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events, up to your coverage limit.
First loss coverage
Family Liability Cover
24/7 Fire Assistance

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage​
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.
Up to $500,000 Worldwide Family Personal Liability​
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Loss of Rental Income (Up to $3,000/month)​
Covers rental loss if your property becomes uninhabitable due to a covered event.​

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $500,000 Tenant’s Liability​
Covers your legal liability as tenant for loss or damage to building, contents, fixtures and fittings belonging to the landlord.
Covers Common Risks (Fire, Water Damage, Burglary)​
Protects your belongings against covered events like fire, burst pipes, and burglary.​
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​ Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events.​

Who Needs Home Contents Insurance?

For Homeowners

You’ve invested in your home—protect your renovations, fixtures, and belongings from costly damage caused by fire, burglary, and water leaks.

For Landlords

Protect your property, renovations, and fixtures. Even when tenants occupy your unit! With added coverage for liability and loss of rental income.

For Tenants

Your landlord covers the building, not your belongings. Get protection for your items and liability as a tenant.

Get Home Content Quote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Useful Information

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Trusted by People Like You

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Frequently Asked Questions

Who can buy ECICS Home Contents insurance?

The owner/co-owner or tenant/co-tenant of the residential premises.

If I'm a tenant, what does ECICS Home Contents insurance cover?

ECICS Home Contents Insurance covers the personal belongings you own within the residential premises you’re renting. It also extends to cover your legal liability as a tenant for any loss or damage caused to the rented property.

How much coverage do I need to buy?

To determine the right coverage amount for Home Contents insurance, consider the total cost to repair, renovate, and replace all your household items in the event of a total loss (such as fire or major flood).

Does the ECICS Home Contents insurance only cover fire?

ECICS Home Contents Insurance protects against insured perils such as fire, lightning, storm, flood, burst pipes, impact from vehicles or aircraft, riot, malicious damage, and burglary. In addition to covering your home contents, the policy also includes worldwide personal liability for you and your household members. For the full list of benefits and exclusions, please refer to the policy wording.

Why does ECICS offer 3-year home contents insurance plan?

The 3-year plan is designed to offer greater value and convenience. By choosing a longer-term plan, you can: ​

  • Lock in your premium and avoid annual price increases
  • Enjoy discounted rates compared to yearly renewals
  • Reduce the hassle of renewing your policy every year. It's ideal for homeowners or long-term tenants looking for cost savings and peace of mind over a longer period.

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