Key Coverage & Benefits

Home Contents Protection
First loss coverage
Family Liability Cover
24/7 Fire Assistance
First loss coverage
Family Liability Cover
24/7 Fire Assistance
Home Contents Protection
Up to $250,000 Coverage on household contents, renovation, fixtures and fittings
First loss coverage
Without worrying about underinsuring your contents
Family Liability Cover
Up to $1,000,000 Coverage on family personal liability
24/7 Fire Assistance
Immediate help in the event of a household fire

Who Needs Home Insurance?

1. Homeowners

You’ve invested in your property. Home insurance protects your renovation works, fixtures, and valuable contents from fire, theft, and water damage.

2. Landlords

Protect renovations, built-ins, and provide liability coverage even when tenants are in the unit.

3. Tenants & Renters

The landlord may have building insurance, but your personal belongings, electronics, and liability aren’t covered.

Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Trusted by People Like You

Explore Our Other Insurance Plans

Frequently Asked Questions

Why does ECICS offer 3- and 5-year home contents insurance plans?

The 3- and 5-year plans are designed to offer greater value and convenience. By choosing a longer-term plan, you can: - Lock in your premium and avoid annual price increases - Enjoy discounted rates compared to yearly renewals - Reduce the hassle of renewing your policy every year It’s ideal for homeowners or long-term tenants looking for cost savings and peace of mind over a longer period.

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How much coverage do I need to buy?

To determine the right coverage amount for Home Contents insurance, consider the total cost to repair, renovate, and replace all your household items in the event of a total loss (such as fire or major flood).

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Is ECICS Home Contents insurance on first loss basis?

Yes. ECICS Home Contents Insurance is arranged on a first loss basis, which means you won’t be penalised for underinsuring. In the event of a claim, we will cover loss or damage up to the coverage limit you’ve selected.

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Does the ECICS Home Contents insurance only cover fire?

ECICS Home Contents Insurance protects against fire and extraneous perils such as lightning, storm, flood, burst pipes, impact from vehicles or aircraft, riot, malicious damage, and burglary. In addition to covering your home contents, the policy also includes worldwide personal liability for you and your household members. For the full list of benefits and exclusions, please refer to the policy wording.

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I already bought HDB fire insurance, do I still need Home Contents insurance?

The compulsory HDB fire insurance covers only the building structure, fixtures and fittings provided by HDB or its approved developers. It does not cover home contents such as furniture, renovations and personal belongings.

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