Accidental Death
Permanent Disablement
Accidental Medical Reimbursement (Limit Any One Accident)
Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)
Daily Hospitalisation Allowance Per Day up to 365 Days
Mobility Aid Reimbursement
(Limit Any One Period)
Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)
Home Modification and Smart Home Installation
Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Waives future premiums until your child reaches 21 years old
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
ECICS Personal Accident (Junior) Insurance is specially designed for juniors, offering benefits such as up to 365 days of daily hospitalisation allowance, private tutor expenses and a lump sum education fund in the event of accidental death of the Policyholder or Policyholder's Spouse.
Yes, the following occupations or activities are excluded: - Pilots, aircrew or any occupation involving aviation activities - Full-time military personnel - Police force personnel - Fire fighters - Construction / unskilled workers - Ship crew or workers on board vessels, oil and gas rig workers, offshore workers, stevedores, shipbreakers - Welding - Professional sports teams - Work involving height (exceeding 30 feet above ground or floor level) and/or works underground and/or travel beyond normal speed on land and/or handling of hazardous chemical / electricity - Use of Woodworking tools and machineries - Professional divers and jockeys - Crane Operators
The premium is determined by the plan you choose, not by your age.
Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.
Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.
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