Motor Excess Protector with ECICS

Contact Us to Submit Excess Claim
ECICS Motor Excess Protector reimburses that excess, so a single accident does not leave you out of pocket.
‍
You can choose cover from $500 up to $5,000 to match the excess on your motor policy, and it applies across standard excess, unnamed driver excess, and young or inexperienced driver excess.
‍
Whether it is the standard excess on your policy or the excess for an unnamed or younger driver, ECICS Motor Excess Protector is a simple, affordable way to reduce what you pay out of pocket after a claim.

What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

Frequently Asked Questions

Does the ECICS Motor Excess Protector Insurance cover me when I drive overseas?

Yes, ECICS Motor Excess Protector Insurance extends to cover your rental excess when you rent a car and drive overseas anywhere in the world.

This is some text inside of a div block.
Do I need to align the period of insurance for ECICS Motor Excess Protector Insurance policy with my motor insurance policy?

No, you can purchase ECICS Motor Excess Protector Insurance Policy any time. However, do note that there is a 14-day waiting period from the commencement date of policy. Coverage will only start after the 14-day waiting period.

This is some text inside of a div block.
Does the ECICS Motor Excess Protector Insurance cover additional young or inexperienced excess?

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

This is some text inside of a div block.
What if I change vehicle mid-term of policy?

Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.

This is some text inside of a div block.
Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

This is some text inside of a div block.

Insurance Tips & Insights