Claims & Support

Private Car Insurance Claims & Support

Overview

If you're involved in a motor accident, ECICS is here to support you through a straightforward claims process. Acting fast and providing the necessary documents ensures your claims are processed smoothly and efficiently.

What to Do in the Event of an Accident?

Ensure Safety First

Stay calm and check that no one is injured. If someone is hurt, call:
‍
Ambulance: 995
Police: 999

Gather Important Information

Take down names, NRIC/FIN, phone numbers, addresses, and insurance details of all parties involved.

Snap clear photos/videos of the accident scene, vehicle damages, license plates, and surroundings.

Do not admit fault or discuss liability on site.

Refer any unsolicited offers (e.g., tow trucks, workshops, or legal services) to ECICS immediately.

Need a Tow or Advice?

Call our 24-hour accident helpline:
+65 6206 5588 (Option 9)

Or refer to our list of Authorised Workshops

đźš« Avoid accepting help from roadside touts offering free towing or rental car referrals these may compromise your claim.

When to Make a Police Report

You must file a police report if the accident involves:

- Government vehicle/property
- Foreign-registered vehicle
- Hit-and-run incidentS
- Stolen/vandalised vehicle
- Fire damage
- Pedestrians, cyclists, or PMD users

Injuries requiring hospitalisation or 3+ days MC

🛑 For accidents in Malaysia, a Malaysian police report is mandatory

Accident Reporting (Within 24 Hours or Next Working Day)

Bring your vehicle to any ECICS Authorised Workshop & Reporting Centre—even if no visible damage.

What to Bring:

NRIC & Driving License
Certificate of Insurance
Company Stamp
(If company-owned vehicle)
Authorisation Letter
(If company-owned vehicle)
Digital accident photos & in-car video footage

Windscreen Claims

For windscreen claim, please assist to fill up and submit the form below.
‍
Our Windscreen Glass Specialist will contact you shortly.

đź“‹ For criminal or vandalism-related claims, a police report is required.

Windscreen Claims

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly.

Please fill up the Windscreen Claim Form

đź“‹ For criminal or vandalism-related claims, a police report is required.

Still Need Help?

Have questions or need further assistance with your Car Insurance Claim?
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Thinking ahead? See how our Private Car Insurance protects what matters

Frequently Asked Questions

How do I make a windscreen claim?

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly. Click HERE for a copy of the Windscreen claim form.If the windscreen claim is of criminal or vandalism-related, a police report must be made. A copy of the police report must be submitted to your choice ECICS Authorised Workshop.

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Do you have Excess Waiver in your Private Motor Car insurance policy?

Yes, we offer complimentary excess waiver of up to $750 (depending on your current NCD%) for the first claim in a policy year when you repair your accident car at ECICS’s authorized workshops and share your in-car cctv footage with us.

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Do I need to report to the police for all motor accidents?

You will only need to report to the police under the following circumstances:Damage to Government vehicle or propertyAccident with a foreign registered vehicleA Hit and Run accidentVehicle is stolen or vandalisedVehicle caught fireAccident involving a Pedestrian, Cyclist or Personal Mobility Device (PMD) usersA Malaysian police report is required if the accident happened in Malaysia.

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Is my NCD transferable?

In principle, your NCD applies to you and not to your vehicle. For example, if you sell your vehicle and buy another one, you will retain your NCD. However, if you own more than one vehicle, you might have a different NCD for each vehicle. You should check the details with your insurer, but generally: Your NCD can- - Be transferred if you decide to switch insurer. - Be transferred to another vehicle you own, but it cannot be applied to more than one vehicle at any point in time. For example, if you have accumulated a 30% NCD while using one vehicle, it does not follow that the same NCD applies to any other vehicle that you own or decide to buy. In other words, you will have to earn the NCD for each vehicle separately Your NCD cannot- - be transferred to another person, except for your spouse and within the current insurer only. Transfer of NCD to your spouse will not be applicable if you renew your policy with another insurer.

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How do I submit a motor claim that involves Theft or Fire or Acts of Vandalism?

Proceed to any of our Approved Reporting Centres within 24 hours or by the next working day with a copy of the police report. We will proceed to process the Fire or Acts of Vandalism claims once investigation is completed. For Theft cases, as the police will need three months to complete their investigation therefore we will only pay out the claim after the investigation is completed.

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