Buy Maid Insurance Singapore | Domestic Helper Insurance

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)
_{First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS}
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Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC

$60,000/year

Up to $60,000

(Up to $1,500 for Accidental Medical Expenses)

$15/day

Up to $30/day

$10,000

$5,000

DELUXE

$70,000/year

Up to $65,000

(Up to $2,000 for Accidental Medical Expenses)

$20/day

Up to $30/day

$10,000

$5,000

EXCLUSIVE

$80,000/year

Up to $70,000

(Up to $2,500 for Accidental Medical Expenses)

$25/day

Up to $30/day

$10,000

$5,000

Waiver of Counter Indemnity

Reduce your liability from $5,000 to just $250 in the event of a security bond breach.

Outpatient Medical Expenses Rider

Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)

Waiver of Co-Payment Payable by Employer

Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Panel of Doctors

Find a clinic near you for your maid's medical consultation or treatment.
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Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

View Clinics

Find a clinic near you for your maid's medical consultation or treatment.
‍
Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

View Clinics

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Is there any coverage for Outpatient Medical Expenses (For Illness)?

Yes, we offer it as an optional add-on that covers outpatient medical expenses for illness that does not require hospitalisation. This benefit can cover up to $60 per visit, helping to ensure your FDW’s health needs are taken care of without added financial strain.

What is a Security Bond?

A Security Bond is a commitment to reimburse the government if either you or your FDW violates or fail to adhere to the terms and conditions of the work permit. This bond typically takes the form of a banker's or insurer's guarantee. For each FDW you employ (excluding Malaysian helpers), you are required to purchase a $5,000 security bond.

Can I purchase only the $5,000 Security Bond without the accompanying insurance?

No. The Security Bond is included in our Enhanced MaidAssure along with MOM’s minimum medical and personal accident insurance as a package. We do not offer just the Security Bond.

As an employer, is there a way to limit my liability on the $5,000 Security Bond?

Yes, you can. We offer Waiver of Counter Indemnity as an optional add-on. With this, your liability on the $5,000 Security Bond is capped at $250, and the insurer covers the rest if the bond conditions are breached. However, this does not apply to any breach of bond conditions due to your negligence or fault.

Can I make amendments to the policy after I’ve purchased the insurance?

Certain amendments (e.g., typo error in name or passport number or change in effective date) can be made before the policy effective date. However, a re-transmission to MOM may be required depending on the type of amendment.

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