Buy Maid Insurance Singapore | Domestic Helper Insurance

Comprehensive coverage for your helper with cashless hospitalisaation, 90-day refund guarantee & pre-existing conditions covered.

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Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC

$60,000/year

Up to $60,000

(Up to $1,500 for Accidental Medical Expenses)

$15/day

Up to $30/day

$10,000

$5,000

DELUXE

$70,000/year

Up to $65,000

(Up to $2,000 for Accidental Medical Expenses)

$20/day

Up to $30/day

$10,000

$5,000

EXCLUSIVE

$80,000/year

Up to $70,000

(Up to $2,500 for Accidental Medical Expenses)

$25/day

Up to $30/day

$10,000

$5,000

Waiver of Counter Indemnity

Reduce your liability from $5,000 to just $250 in the event of a security bond breach.

Outpatient Medical Expenses Rider

Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)

Waiver of Co-Payment Payable by Employer

Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Panel of Doctors

Find a clinic near you for your maid's medical care.
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We've partnered with Fullerton Health to bring you a trusted network of clinics across Singapore. Whether it’s a medical consultation or treatment, our panel of clinics ensures accessible, reliable, and quality healthcare services for your domestic helper - giving you peace of mind and care you can count on.

View Clinics

Find a clinic near you for your maid's medical consultation or treatment.
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Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

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Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

As an employer, is there a way to limit my liability on the $5,000 Security Bond?

Yes, you can. We offer Waiver of Counter Indemnity as an optional add-on. With this, your liability on the $5,000 Security Bond is capped at $250, and the insurer covers the rest if the bond conditions are breached. However, this does not apply to any breach of bond conditions due to your negligence or fault.

Why is the policy not exactly 12 or 24 months?

The coverage period for our Enhanced MaidAssure is 14 months or 26 months with the additional 2 months included as mandated by the Ministry of Manpower (MOM) in case the FDW overstays in Singapore after her work permit expires.

What is a Security Bond?

A Security Bond is a commitment to reimburse the government if either you or your FDW violates or fail to adhere to the terms and conditions of the work permit. This bond typically takes the form of a banker's or insurer's guarantee. For each FDW you employ (excluding Malaysian helpers), you are required to purchase a $5,000 security bond.

My FDW’s age is 61 years old, can I still renew her policy?

The eligibility criteria states that the insured FDW must be between 23 and 60 years old at the time of application. This means that individuals outside of this age range may not qualify for coverage under the insurance policy.

I recently cancelled my FDW work permit, how do I cancel the policy?

MOM will issue the discharge letter 1 week after the FDW has left Singapore. Please provide us with a copy of the discharge letter to proceed with your cancellation.Please note that the effective date of insurance cancellation will be determined based on the discharge date from MOM, not the date when the work permit is cancelled.

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