Buy Maid Insurance Singapore | Domestic Helper Insurance

Comprehensive coverage for your helper with cashless hospitalisaation, 90-day refund guarantee & pre-existing conditions covered.

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Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC

$60,000/year

Up to $60,000

(Up to $1,500 for Accidental Medical Expenses)

$15/day

Up to $30/day

$10,000

$5,000

DELUXE

$70,000/year

Up to $65,000

(Up to $2,000 for Accidental Medical Expenses)

$20/day

Up to $30/day

$10,000

$5,000

EXCLUSIVE

$80,000/year

Up to $70,000

(Up to $2,500 for Accidental Medical Expenses)

$25/day

Up to $30/day

$10,000

$5,000

Waiver of Counter Indemnity

Reduce your liability from $5,000 to just $250 in the event of a security bond breach.

Outpatient Medical Expenses Rider

Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)

Waiver of Co-Payment Payable by Employer

Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Do I need to cancel and buy a new policy if I need to replace my FDW after purchase?

Yes, the policy will need to be cancelled, and a replacement policy issued.

Is there any coverage for Outpatient Medical Expenses (For Illness)?

Yes, we offer it as an optional add-on that covers outpatient medical expenses for illness that does not require hospitalisation. This benefit can cover up to $60 per visit, helping to ensure your FDW’s health needs are taken care of without added financial strain.

What is MOM's Enhanced Medical Insurance Requirements?

To implement for MI policies, renewals or extensions with start date effective from:

1 July 2023 (Stage 1)

• Introduction of a co-payment element* for employers and insurers for amounts above $15,000, up to an annual claim limit of at least $60,000

1 July 2025 (Stage 2)

• Standardisation of allowable exclusion clauses

• Introduction of age-differentiated premiums for those aged 50 and below, and those aged above 50

• Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim

Please visit MOM's website here for more information on the MI enhancements.

I recently cancelled my FDW work permit, how do I cancel the policy?

MOM will issue the discharge letter 1 week after the FDW has left Singapore. Please provide us with a copy of the discharge letter to proceed with your cancellation.Please note that the effective date of insurance cancellation will be determined based on the discharge date from MOM, not the date when the work permit is cancelled.

What does the Enhanced MaidAssure Insurance cover?

Enhanced MaidAssure is a comprehensive insurance plan for your Foreign Domestic Worker (FDW) that covers the following benefits:- Accidental Death or Permanent Disablement,- Hospital & Surgical Expenses,- Replacement/Re-hiring Expenses,- Wages & Levy Reimbursement,- Repatriation Expenses,- Insurance bond guarantee.For more information, please refer to the policy wording. Alternatively, feel free to call us at +65 6206 5588, WhatsApp us at +65 8956 5588, or email us at customerservice@ecics.com.sg.

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