Buy Maid Insurance Singapore | Domestic Helper Insurance

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Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC

$60,000/year

Up to $60,000

(Up to $1,500 for Accidental Medical Expenses)

$15/day

Up to $30/day

$10,000

$5,000

DELUXE

$70,000/year

Up to $65,000

(Up to $2,000 for Accidental Medical Expenses)

$20/day

Up to $30/day

$10,000

$5,000

EXCLUSIVE

$80,000/year

Up to $70,000

(Up to $2,500 for Accidental Medical Expenses)

$25/day

Up to $30/day

$10,000

$5,000

Waiver of Counter Indemnity

Reduce your liability from $5,000 to just $250 in the event of a security bond breach.

Outpatient Medical Expenses Rider

Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)

Waiver of Co-Payment Payable by Employer

Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Panel of Doctors

Find a clinic near you for your maid's medical care.
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We've partnered with Fullerton Health to bring you a trusted network of clinics across Singapore. Whether it’s a medical consultation or treatment, our panel of clinics ensures accessible, reliable, and quality healthcare services for your domestic helper - giving you peace of mind and care you can count on.

View Clinics

Find a clinic near you for your maid's medical consultation or treatment.
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Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

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John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Can I purchase only the $5,000 Security Bond without the accompanying insurance?

No. The Security Bond is included in our Enhanced MaidAssure along with MOM’s minimum medical and personal accident insurance as a package. We do not offer just the Security Bond.

Can I buy Waiver of Counter Indemnity after my policy has incepted?

No, you are not able to purchase the Waiver of Counter Indemnity after policy has incepted.

Do I still need to pay $5,000 to MOM when I’ve already purchased the Security Bond?

No, you do not need to pay $5,000 upfront to MOM as we act as a guarantor by issuing a Letter of Guarantee to MOM on your behalf. However, if you or your FDW breaches any of MOM’s rules or conditions, MOM may forfeit the bond and demand for payment from ECICS. In such cases, we will seek recovery of the amount from you.

Are pre-existing medical conditions covered?

It is only covered under Hospital & Surgical Expenses if the FDW had been under your employment for more than 12 months.

What is a Security Bond?

A Security Bond is a commitment to reimburse the government if either you or your FDW violates or fail to adhere to the terms and conditions of the work permit. This bond typically takes the form of a banker's or insurer's guarantee. For each FDW you employ (excluding Malaysian helpers), you are required to purchase a $5,000 security bond.

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