To determine the right coverage amount for Home Contents insurance, consider the total cost to repair, renovate, and replace all your household items in the event of a total loss (such as fire or major flood).
Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.
The compulsory HDB fire insurance covers only the building structure, fixtures and fittings provided by HDB or its approved developers. It does not cover home contents such as furniture, renovations and personal belongings.
ECICS Home Contents Insurance covers the personal belongings you own within the residential premises you’re renting. It also extends to cover your legal liability as a tenant for any loss or damage caused to the rented property.
Yes. ECICS Home Contents Insurance is arranged on a first loss basis, which means you won’t be penalised for underinsuring. In the event of a claim, we will cover loss or damage up to the coverage limit you’ve selected.
The owner/co-owner or tenant/co-tenant of the residential premises.
ECICS Home Contents Insurance protects against insured perils such as fire, lightning, storm, flood, burst pipes, impact from vehicles or aircraft, riot, malicious damage, and burglary. In addition to covering your home contents, the policy also includes worldwide personal liability for you and your household members. For the full list of benefits and exclusions, please refer to the policy wording.
The 3-year plan is designed to offer greater value and convenience. By choosing a longer-term plan, you can:
Please notify our Claims Department as soon as possible, but no later than:
Email: claims@ecics.com.sg
Yes, valuables such as jewellery, watches, works of art, and antiques are covered up to 35% of your contents sum insured per policy year, subject to a limit of $2,000 per item. Cash is covered up to $1,000 per policy year.
