Personal Accident (Elderly) with ECICS

Get a Personal Accident (Elderly) Quote
Personal Accident Insurance for seniors in Singapore provides financial protection against these unexpected events, helping to cover medical expenses, recovery costs, and other accident-related needs so you and your loved ones can enjoy greater peace of mind.

ECICS e-PA Care Senior, our Personal Accident (Elderly) insurance plan, is specially designed for seniors, offering comprehensive coverage for accidental death, permanent disablement, fractures, burns, accidental medical expenses, ambulance services, and mobility aids. The plan also includes unique benefits such as financial support for the loss of Activities of Daily Living (ADLs) and smart home modification expenses following a serious accident, helping seniors recover safely while maintaining their independence.

With affordable premiums and no medical check-up required at the time of application, ECICS makes it easier to protect yourself or your ageing loved ones. Available to Singapore residents aged 40 to 75 years at the time of application, with renewable coverage up to age 85, our senior personal accident insurance provides practical, long-term protection tailored to the needs of older adults.

Key Coverage & Benefits

Caregiver Benefit
Smart Home Modifications
Accidental Medical Reimbursement Benefit
Mobility Aid Benefits
Caregiver Benefit
Monthly allowance to help pay for caregiver services
Smart Home Modifications
Up to $5K to install ramps, grab bars, or anti-slip features
Accidental Medical Reimbursement Benefit
Covers up to $1.5K for outpatient care like TCM or chiropractor
Mobility Aid Benefits
Get up to $1K for wheelchairs, walking aids, or home mobility gear

We protect more than just you

Your Selected Coverage

Broken Bones & Burns Benefit

Permanent Disablement

Compassionate Accidental Death Benefits

Loss of Activities of Daily Living Benefit

Caregiver Benefit

Accidental Medical Reimbursement Benefit (Per Accident)

Mobility Aid Benefit

Ambulance Service Benefit (Limit Any One Period)

Smart Home Modification

CLASSIC
$10,000
$15,000
$5,000
$15,000
$10,000
$500
$250
$200
$1,500
DELUXE
$15,000
$20,000
$5,000
$20,000
$20,000
$1,000
$750
$200
$3,000
PREMIER
$20,000
$25,000
$5,000
$30,000
$30,000
$1,500
$1,000
$200
$5,000
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Trusted by People Like You

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Frequently Asked Questions

Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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Does ECICS Personal Accident insurance cover minor injuries or outpatient treatments?

Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.

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What makes ECICS Personal Accident (Children) Insurance suitable for children?

ECICS Personal Accident (Children) Insurance is specially designed for children, offering benefits such as up to 365 days of daily hospitalisation allowance, private tutor expenses and a lump sum education fund in the event of accidental death of the Policyholder or Policyholder's Spouse.

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What makes ECICS Personal Accident (Elderly) Insurance suitable for the elderly?

ECICS Personal Accident (Elderly) Insurance is specially designed for the elderly, offering benefits such as coverage for broken bones and burns, support for loss of daily living activities, and smart home modification assistance in the event of permanent total disablement.

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Can I insure my family under the same policy?

Yes, we have plans catered for the insured, insured and spouse or insured and family.

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