Personal Accident (Adult) with ECICS

Get a Personal Accident (Adult) Quote
Unlike health insurance, which covers medical treatment, a personal accident plan pays out a lump sum directly to you or your beneficiaries based on the nature and severity of the injury.

ECICS e-PA Care is a personal accident insurance plan designed for adults in Singapore. It covers accidental death, permanent total disability, permanent partial disability, and medical expenses arising from an accident. The plan is also available as a group personal accident insurance arrangement, making it suitable for employers who want to extend protection to their employees.

PA insurance in Singapore is an affordable way to help reduce the financial impact of an unexpected accident. ECICS e-PA Care gives you straightforward coverage with clear, easy-to-understand policy terms.

Key Coverage & Benefits

Accident Disability
TCM & Chiropractor
Accidental Medical Expenses
24/7 Worldwide Protection
Accident Disability
Receive a payout if you're permanently disabled due to an accident
TCM & Chiropractor
Up to $1K for TCM or chiropractor treatment
Accidental Medical Expenses
Covers treatment costs for accidental injuries
FREE Child Cover
Enjoy complimentary protection for your child

We protect more than just you

Your Selected Coverage

Permanent Total Disablement

Accidental Death

Temporary Total Disablement

Daily Hospitalisation Allowance

Accidental Medical Reimbursement
(Limit Any One Accident)

Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)

TCM and Chiropractor Coverage
(Limit Any One Period)

Mobility Aid & Transport Services Reimbursement (Limit Any One Period)

CLASSIC
Up to $150,000
$75,000
$50
$50
$1,500
$75
$300
$300
STANDARD
Up to $300,000
$150,000
$100
$100
$3,000
$150
$500
$500
EXECUTIVE
Up to $400,000
$200,000
$150
$150
$5,000
$250
$1,000
$1,000
PREMIER
Up to $600,000
$300,000
$200
$200
$6,000
$500
$1,000
$1,500
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Trusted by People Like You

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Frequently Asked Questions

Can I insure my family under the same policy?

Yes, we have plans catered for the insured, insured and spouse or insured and family.

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Does my occupation affect my premium?

Yes, our premiums are dependent on the Insured Person's occupation class. Class 1: Professionals/persons engaged in indoor & non-manual work in non-hazardous places. Examples: Accountant, Banker/Finance Officer, Lawyer, IT Professional, Teacher. Class 2: Professionals/persons engaged in work of an outdoor or supervisory nature or involved occasionally in manual work whose duties do not involve the use of tools or machinery or exposure to any special hazard. Examples: Property Agent, Sales Executive, Nurse, Chef, Physiotherapist. Class 3: Professionals/persons engaged in manual work, involving the use of tools or machinery but not of a particularly hazardous nature. Examples: Electrician, Car Mechanic, Commercial Driver, Gardener, Painter.

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Does ECICS Personal Accident insurance cover minor injuries or outpatient treatments?

Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.

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Does the policy cover extreme sports?

Climbing, mountaineering, racing or motor rallies, speed testing, speed contest, underwater activities involving the use of underwater breathing apparatus (including but not limited to diving), martial arts, parachuting and other extreme sports which involve one of the following elements of speed, height, a high level of physical exertion or specialized gear are not covered.

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Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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