Permanent Total Disablement
Accidental Death
Temporary Total Disablement
Daily Hospitalisation Allowance
Accidental Medical Reimbursement
(Limit Any One Accident)
Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)
TCM and Chiropractor Coverage
(Limit Any One Period)
Mobility Aid & Transport Services Reimbursement (Limit Any One Period)
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
Yes, we have plans catered for the insured, insured and spouse or insured and family.
No, all pre-existing conditions are not covered.
The natural child, legal step-child, legally adopted child or ward of the Policyholder who is age above one (1) month old and under twenty-one (21) years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under twenty-five (25) years as at that time. The Insured Person must be unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.
Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.
Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.
