Motor Excess Protector with ECICS

ECICS Motor Excess Protector reimburses that excess, so a single accident does not leave you out of pocket.
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You can choose cover from $500 up to $5,000 to match the excess on your motor policy, and it applies across standard excess, unnamed driver excess, and young or inexperienced driver excess.
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Whether it is the standard excess on your policy or the excess for an unnamed or younger driver, ECICS Motor Excess Protector is a simple, affordable way to reduce what you pay out of pocket after a claim.

What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

We put an end to uncertainty when driving

Motor Excess Protector Insurance Policy gives you more than just the basics.

Flexible Coverage

Take charge of your own financial liability in the event of an accident by selecting your own Motor Excess Protector Insurance coverage from $500 to $5,000 to cover your motor insurance policy excess in the event of an accident.

Coverage for Various Types of Excess

Including standard excess, unnamed driver excess, and young or inexperienced driver excess.

Use it Across Vehicles

Enjoy worldwide coverage for your rental vehicle overseas, flexibility to transfer coverage to another vehicle you own. Best of all, this policy operates independently and doesn’t need to be linked to our motor policy.

What is a Motor Excess Protector insurance?

ECICS Motor Excess Protector Insurance reimburses the excess amount you are required to pay under your motor insurance policy when you make a claim. It helps reduce your out-of-pocket expenses after an accident.

Does the ECICS Motor Excess Protector Insurance cover additional young or inexperienced excess?

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

How much sum insured should I buy?

You do not need to choose a sum insured that is equivalent to your excess amount. There is no limit on the number of claims as long as the total claim does not exceed your chosen sum insured per policy year. However, if your chosen sum insured is lower than the excess imposed on your motor insurance policy, ECICS will only pay up to the sum insured during the period of insurance.

Do I need to buy ECICS Private Motor Car insurance policy in order to be eligible for ECICS Motor Excess Protector insurance?

No. You’re eligible as long as you have a valid motor insurance policy issued by any Singapore-licensed motor insurer.

Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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