What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

We put an end to uncertainty when driving

Motor Excess Protector Insurance Policy gives you more than just the basics.

Flexible Coverage

Take charge of your own financial liability in the event of an accident by selecting your own Motor Excess Protector Insurance coverage from $500 to $5,000 to cover your motor insurance policy excess in the event of an accident.

Coverage for Various Types of Excess

Including standard excess, unnamed driver excess, and young or inexperienced driver excess.

Use it Across Vehicles

Enjoy worldwide coverage for your rental vehicle overseas, flexibility to transfer coverage to another vehicle you own. Best of all, this policy operates independently and doesn’t need to be linked to our motor policy.

Can I register multiple vehicles under a single ECICS Motor Excess Protector Insurance policy?

No, each ECICS Motor Excess Protector Insurance Policy is meant to cover 1 vehicle at any one point in time. At the point of policy inception, you need to declare your vehicle registration number.

Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

Does the ECICS Motor Excess Protector Insurance cover me when I drive overseas?

Yes, ECICS Motor Excess Protector Insurance extends to cover your rental excess when you rent a car and drive overseas anywhere in the world.

What if I change vehicle mid-term of policy?

Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.

How does the deductible work?

The deductible is the amount payable by you for each and every claim made against the policy.

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