For OwnersFor LandlordsFor Tenants

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.​
Up to $500,000 Worldwide Family Personal Liability
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events, up to your coverage limit.
First loss coverage
Family Liability Cover
24/7 Fire Assistance

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage​
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.
Up to $500,000 Worldwide Family Personal Liability​
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Loss of Rental Income (Up to $3,000/month)​
Covers rental loss if your property becomes uninhabitable due to a covered event.​

Key Coverage & Benefits

Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $500,000 Tenant’s Liability​
Covers your legal liability as tenant for loss or damage to building, contents, fixtures and fittings belonging to the landlord.
Covers Common Risks (Fire, Water Damage, Burglary)​
Protects your belongings against covered events like fire, burst pipes, and burglary.​
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​ Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events.​

Who Needs Home Insurance?

For Homeowners

You’ve invested in your home—protect your renovations, fixtures, and belongings from costly damage caused by fire, burglary, and water leaks.

For Landlords

Protect your property, renovations, and fixtures. Even when tenants occupy your unit! With added coverage for liability and loss of rental income.

For Tenants

Your landlord covers the building, not your belongings. Get protection for your items and liability as a tenant.

Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Trusted by People Like You

Explore Our Other Insurance Plans

Frequently Asked Questions

If I'm a tenant, what does ECICS Home Contents insurance cover?

ECICS Home Contents Insurance covers the personal belongings you own within the residential premises you’re renting. It also extends to cover your legal liability as a tenant for any loss or damage caused to the rented property.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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Why does ECICS offer 3-year home contents insurance plan?

The 3-year plan is designed to offer greater value and convenience. By choosing a longer-term plan, you can: ​

  • Lock in your premium and avoid annual price increases
  • Enjoy discounted rates compared to yearly renewals
  • Reduce the hassle of renewing your policy every year. It's ideal for homeowners or long-term tenants looking for cost savings and peace of mind over a longer period.
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How do I make a claim for Home Content?

Please notify our Claims Department as soon as possible, but no later than: ​

  • 2 days for theft due to break-in, fire, malicious damage or vandalism, and​
  • 30 days for any other incidents. ​


Email: claims@ecics.com.sg

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Is ECICS Home Contents insurance on first loss basis?

Yes. ECICS Home Contents Insurance is arranged on a first loss basis, which means you won’t be penalised for underinsuring. In the event of a claim, we will cover loss or damage up to the coverage limit you’ve selected.

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