For OwnersFor LandlordsFor Tenants

Key Coverage & Benefits

Get QuoteView FAQs
Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.​
Up to $500,000 Worldwide Family Personal Liability
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events, up to your coverage limit.
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First loss coverage
Family Liability Cover
24/7 Fire Assistance

Key Coverage & Benefits

Get QuoteView FAQs
Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $200,000 Renovation Coverage​
Protects your built-in fixtures like flooring, wardrobes, and air-conditioning from unexpected damage.
Up to $500,000 Worldwide Family Personal Liability​
Protects you against legal liability for accidental injury to others or damage to their property, anywhere in the world.
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Loss of Rental Income (Up to $3,000/month)​
Covers rental loss if your property becomes uninhabitable due to a covered event.​
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Key Coverage & Benefits

Get QuoteView FAQs
Up to $200,000 Home Contents Protection
Covers your furniture, appliances, and personal belongings against common risks like fire, water damage, and burglary.
Up to $500,000 Tenant’s Liability​
Covers your legal liability as tenant for loss or damage to building, contents, fixtures and fittings belonging to the landlord.
Covers Common Risks (Fire, Water Damage, Burglary)​
Protects your belongings against covered events like fire, burst pipes, and burglary.​
Alternative Accommodation & Storage (Up to $300/day)
Covers temporary housing and storage costs up to the coverage limit if your home becomes uninhabitable due to a covered event.
First Loss Coverage (No Underinsurance Penalty)
Covers losses up to the sum insured without application of average for underinsurance. ​
​ Emergency Home Assistance (3-Year Plans Only)​
Covers urgent home services like locksmith, plumbing, electrical, and pest control — up to $200 per event (2 times per year)
Up to $1,000 Pet Cover for Your Furry Companions​
Covers accidental death or theft of your insured cat or dog due to covered events.​
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Who Needs Home Insurance?

For Homeowners

You’ve invested in your home—protect your renovations, fixtures, and belongings from costly damage caused by fire, burglary, and water leaks.

For Landlords

Protect your property, renovations, and fixtures. Even when tenants occupy your unit! With added coverage for liability and loss of rental income.

For Tenants

Your landlord covers the building, not your belongings. Get protection for your items and liability as a tenant.

Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support

Trusted by People Like You

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Trusted by People Like You

Explore Our Other Insurance Plans

Motor Excess Protector

Reimbursement of excess paid under your motor insurance policy
Find Out More →

Home Contents Insurance

Enjoy peace of mind knowing your home, belongings, and personal liability are covered—only with ECICS Home Contents Insurance.
Find Out More →

Personal Accident - Children

You can be fully assured of your child’s living benefits in event of a serious accident resulting in permanent disability and quickly get them back on their feet.
Find Out More →

Frequently Asked Questions

How do I make a claim for Home Content?

Please notify our Claims Department as soon as possible, but no later than: ​

  • 2 days for theft due to break-in, fire, malicious damage or vandalism, and​
  • 30 days for any other incidents. ​


Email: claims@ecics.com.sg

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Who can buy ECICS Home Contents insurance?

The owner/co-owner or tenant/co-tenant of the residential premises.

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I already bought HDB fire insurance, do I still need Home Contents insurance?

The compulsory HDB fire insurance covers only the building structure, fixtures and fittings provided by HDB or its approved developers. It does not cover home contents such as furniture, renovations and personal belongings.

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How much coverage do I need to buy?

To determine the right coverage amount for Home Contents insurance, consider the total cost to repair, renovate, and replace all your household items in the event of a total loss (such as fire or major flood).

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Why does ECICS offer 3-year home contents insurance plan?

The 3-year plan is designed to offer greater value and convenience. By choosing a longer-term plan, you can: ​

  • Lock in your premium and avoid annual price increases
  • Enjoy discounted rates compared to yearly renewals
  • Reduce the hassle of renewing your policy every year. It's ideal for homeowners or long-term tenants looking for cost savings and peace of mind over a longer period.
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View All FAQs

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