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Accidental Death
Permanent Disablement
Accidental Medical Reimbursement (Limit Any One Accident)
Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)
Daily Hospitalisation Allowance Per Day up to 365 Days
Mobility Aid Reimbursement
(Limit Any One Period)
Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)
Home Modification and Smart Home Installation
Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Waives future premiums until your child reaches 21 years old
Eligibility Requirements: The Policyholder, Policyholder's Legal Spouse and the Insured Person must be Residents of Singapore who are Permanently Residing in Singapore.
Policyholder: The Policyholder must be between the age of eighteen (18) and sixty five (65) years old.
Insured Person: Unmarried child age above 1 month and under 21 years if the Insured Person was not enrolled in a tertiary institution (25 years if enrolled in a tertiary institution) as at the time of application.


We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
Yes, the following occupations or activities are excluded: - Pilots, aircrew or any occupation involving aviation activities - Full-time military personnel - Police force personnel - Fire fighters - Construction / unskilled workers - Ship crew or workers on board vessels, oil and gas rig workers, offshore workers, stevedores, shipbreakers - Welding - Professional sports teams - Work involving height (exceeding 30 feet above ground or floor level) and/or works underground and/or travel beyond normal speed on land and/or handling of hazardous chemical / electricity - Use of Woodworking tools and machineries - Professional divers and jockeys - Crane Operators
Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.
Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.
The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.
Yes, we have plans catered for the insured, insured and spouse or insured and family.