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Accidental Death
Permanent Disablement
Accidental Medical Reimbursement (Limit Any One Accident)
Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)
Daily Hospitalisation Allowance Per Day up to 365 Days
Mobility Aid Reimbursement
(Limit Any One Period)
Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)
Home Modification and Smart Home Installation
Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Waives future premiums until your child reaches 21 years old
Eligibility Requirements: The Policyholder, Policyholder's Legal Spouse and the Insured Person must be Residents of Singapore who are Permanently Residing in Singapore.
Policyholder: The Policyholder must be between the age of eighteen (18) and sixty five (65) years old.
Insured Person: Unmarried child age above 1 month and under 21 years if the Insured Person was not enrolled in a tertiary institution (25 years if enrolled in a tertiary institution) as at the time of application.


We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
Yes, we have plans catered for the insured, insured and spouse or insured and family.
The Insured Person must be: - the natural child, legal step-child, legally adopted child or ward of the Policyholder; and - age above 1 month old and under 21 years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under 25 years as at that time; and - unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.
Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.
Yes, our premiums are dependent on the Insured Person's occupation class. Class 1: Professionals/persons engaged in indoor & non-manual work in non-hazardous places. Examples: Accountant, Banker/Finance Officer, Lawyer, IT Professional, Teacher. Class 2: Professionals/persons engaged in work of an outdoor or supervisory nature or involved occasionally in manual work whose duties do not involve the use of tools or machinery or exposure to any special hazard. Examples: Property Agent, Sales Executive, Nurse, Chef, Physiotherapist. Class 3: Professionals/persons engaged in manual work, involving the use of tools or machinery but not of a particularly hazardous nature. Examples: Electrician, Car Mechanic, Commercial Driver, Gardener, Painter.
ECICS Personal Accident (Children) Insurance is specially designed for children, offering benefits such as up to 365 days of daily hospitalisation allowance, private tutor expenses and a lump sum education fund in the event of accidental death of the Policyholder or Policyholder's Spouse.