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Accidental Death
Permanent Disablement
Accidental Medical Reimbursement (Limit Any One Accident)
Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)
Daily Hospitalisation Allowance Per Day up to 365 Days
Mobility Aid Reimbursement
(Limit Any One Period)
Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)
Home Modification and Smart Home Installation
Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Waives future premiums until your child reaches 21 years old
Eligibility Requirements: The Policyholder, Policyholder's Legal Spouse and the Insured Person must be Residents of Singapore who are Permanently Residing in Singapore.
Policyholder: The Policyholder must be between the age of eighteen (18) and sixty five (65) years old.
Insured Person: Unmarried child age above 1 month and under 21 years if the Insured Person was not enrolled in a tertiary institution (25 years if enrolled in a tertiary institution) as at the time of application.


We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
No, all pre-existing conditions are not covered.
The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 40 and 75 years old (both inclusive) at the time of application.
Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.
Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.
The natural child, legal step-child, legally adopted child or ward of the Policyholder who is age above one (1) month old and under twenty-one (21) years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under twenty-five (25) years as at that time. The Insured Person must be unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.