We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
The deductible is the amount payable by you for each and every claim made against the policy.
All Private Car, Commercial Vehicle or Private Hire drivers who own a valid motor insurance policy.
Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.
Yes, your motor insurance claims history over the past 3 years will be taken into account and may affect your premium when you apply.
In the event of an accident involving your registered vehicle, your insurer for your motor insurance policy must have paid out a claim amount higher than your policy excess in order for you to seek reimbursement on the excess you have paid from your ECICS Motor Excess Protector Insurance Policy. If the claim amount paid out is lower than your policy excess, you will not be able to seek reimbursement from your ECICS Motor Excess Protector Insurance Policy.
