We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
ECICS Motor Excess Protector Insurance reimburses the excess amount you are required to pay under your motor insurance policy when you make a claim. It helps reduce your out-of-pocket expenses after an accident.
You do not need to choose a sum insured that is equivalent to your excess amount. There is no limit on the number of claims as long as the total claim does not exceed your chosen sum insured per policy year. However, if your chosen sum insured is lower than the excess imposed on your motor insurance policy, ECICS will only pay up to the sum insured during the period of insurance.
Yes, your motor insurance claims history over the past 3 years will be taken into account and may affect your premium when you apply.
No. You’re eligible as long as you have a valid motor insurance policy issued by any Singapore-licensed motor insurer.
The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.
