Motor Excess Protector with ECICS

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ECICS Motor Excess Protector reimburses that excess, so a single accident does not leave you out of pocket.

You can choose cover from $500 up to $5,000 to match the excess on your motor policy, and it applies across standard excess, unnamed driver excess, and young or inexperienced driver excess.

Whether it is the standard excess on your policy or the excess for an unnamed or younger driver, ECICS Motor Excess Protector is a simple, affordable way to reduce what you pay out of pocket after a claim.

What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

Frequently Asked Questions

Does the ECICS Motor Excess Protector Insurance cover me when I drive overseas?

Yes, ECICS Motor Excess Protector Insurance extends to cover your rental excess when you rent a car and drive overseas anywhere in the world.

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Can I register multiple vehicles under a single ECICS Motor Excess Protector Insurance policy?

No, each ECICS Motor Excess Protector Insurance Policy is meant to cover 1 vehicle at any one point in time. At the point of policy inception, you need to declare your vehicle registration number.

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Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

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How much sum insured should I buy?

You do not need to choose a sum insured that is equivalent to your excess amount. There is no limit on the number of claims as long as the total claim does not exceed your chosen sum insured per policy year. However, if your chosen sum insured is lower than the excess imposed on your motor insurance policy, ECICS will only pay up to the sum insured during the period of insurance.

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Can I have more than 1 ECICS Motor Excess Protector Insurance policy?

Yes, you may own more than 1 Motor Excess Protector insurance policy provided that each Motor Excess Protector insurance policy covers 1 unique vehicle registration number.

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