Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or Damage to Vehicle by Fire & Theft
(Up to market value at time of loss or damage)
Liability to third party for damage to property
(Up to $5,000,000)
Liability to third party for death or bodily injury (Unlimited)
Personal accident benefits for insured/named driver
(Up to $50,000)
Medical expenses for insured/authorised driver/passenger
(Up to $500 each)
Unlimited windscreen / sunroof / moonroof cover
Build Family-NCD discounts for your Named Drivers
Family Personal Accident ($80,000)
No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards
Waiver of Excess at ECICS Authorised Workshops
For the first claim,
0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.
Renew today and drive with
confidence!
Please declare all claims (excluding windscreen claims) made against your private car insurance during the past 3 years.
Most insurers in Singapore will allow you to keep your NCD should there be a break in vehicle ownership for up to 24 months. Some insurers set the timeframe at 12 months. You should contact your insurer for details.
If you sell your private car, you may inform us to cancel your policy. You can submit the request at customerservice@ecics.com.sg or call our mainline at +65 6206 5588 (Mon - Fri excluding Public Holiday, 8:30am - 6:00pm). Your Private Car policy refund is calculated according to the cancellation clause in your policy wording subject to no claims made against your policy.
The accident report will provide us with the necessary information should there be any claims made against you for the accident. Failure to report the accident may result in you handling and settling any claims on your own.
You can report the accident at any of our Authorised workshop that is also our appointed Accident Reporting Centres within 24 hours of the accident.
