Key Coverage & Benefits - Best Private Car Insurance & Motor Insurance Singapore

Our comprehensive car insurance singapore plans deliver complete protection with customisable options to match your needs and budget. Compare motorcar insurance coverage, enjoy exclusive car insurance promotion offers, and discover why ECICS offers the best singapore car insurance price with unmatched benefits.
Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Personal Accident Coverage
Unique feature of ECICS
NCD Protector for NCD 10% and above

Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)

Loss or damage to your vehicle due to fire or theft
(Up to market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal Accident benefits for insured / named driver
(Up to $50,000)

Medical Expenses for insured / authorised driver / passenger
(Up to $500 each)

Unlimited Windscreen / Sunroof / Moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident
($80,000)

Child Seat Cover
(Up to $300)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.

Useful Information

Extra Care, Extra Mile

Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Time to Renew Your Car Policy?

Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

Renew today and drive with
confidence!

Explore Our Other Insurance Plans

Frequently Asked Questions

Do I still need to make an accident report even if there are no damages to my vehicle or a private settlement had been reached between parties involved?

Under the Motor Claims Framework (MCF), in any accident regardless how minor it was, it is a requirement that an accident report be lodged in any of our Approved Reporting Centres within 24 hours or by the next working day. Your insurer will do the necessary and review the matter upon receiving the signed Private Settlement form.

This is some text inside of a div block.
If the policyholder experience an accident claim on the Comprehensive Family NCD Builder Plan what will happen to all the Family NCD members who are in the policy?

All earned Family-NCD will be reduced according to the GIA NCD framework (https://gia.org.sg/). However, with the Family NCD benefit still in place, it means all the Family NCD members can continue to earn 10% with each year of safe driving (max at 50%).

This is some text inside of a div block.
How do I add Family members to be eligible for Comprehensive Family NCD Builder Plan?

Just simply select our Comprehensive Family NCD Builder Plan during purchase and add your family members as named drivers.

This is some text inside of a div block.
Can I name a family member in more than one policy with ECICS on Comprehensive Family NCD Builder Plan?

Yes, so long as the driver has a valid driving license and fulfils our underwriting criteria as named driver, you can purchase this plan and add them as a named driver in the Comprehensive Family NCD Builder Plan.

This is some text inside of a div block.
What are the actions I need to take at the accident scene?

You should remember to take note on the following (if the traffic condition permits):Take photos and videos of the accident scene, surrounding areas, damaged property and the damages of the vehicles involved together with their license plate numbers.Exchange particulars with all drivers involved in the accident.Actual road name and any prominent landmarks.If possible, take down the particulars of all injured persons and note the extent of the injuries sustained.

This is some text inside of a div block.

Insurance Tips & Insights