Private Car Insurance with ECICS

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ECICS offers flexible private car insurance designed to protect you, your passengers, and your vehicle against unexpected accidents. Whether you're purchasing a new policy or renewing your existing motor insurance, you can choose from Comprehensive, Third-Party Fire & Theft, or Third- Party Only plans to suit your driving needs and budget.
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Our car insurance provides comprehensive protection, including accidental loss or damage to your vehicle, third-party liability for bodily injury and property damage, personal accident benefits, medical expenses, and 24/7 accident assistance. Eligible policyholders can also enjoy value-added benefits such as our Family NCD Builder Plan, where both the policyholder and named family members can build discounts together through safe driving.
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ECICS also offers dedicated insurance solutions for electric vehicles (EVs). If you own an electric car, explore our Electric Vehicle Insurance page to learn more about EV-specific benefits, including coverage for private EV chargers and roadside assistance designed for electric vehicle owners.
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Whether you drive a petrol, hybrid, or electric vehicle, ECICS provides car insurance in Singapore with flexible coverage options, practical benefits, and reliable protection to keep you moving with confidence.

Key Coverage & Benefits -
Private Car Insurance & Motor Insurance Singapore

Our comprehensive car insurance singapore plans deliver complete protection with customisable options to match your needs and budget. Compare motorcar insurance coverage and enjoy exclusive car insurance promotion offers.
Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Personal Accident Coverage
Unique feature of ECICS
NCD Protector for NCD 10% and above
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Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)

Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal Accident benefits for insured / named driver
(Up to $50,000)

Medical Expenses for insured / authorised driver / passenger
(Up to $500 each)

Unlimited Windscreen / Sunroof / Moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident
‍($80,000)

Child Seat Cover
‍(Up to $300)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
‍0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.
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Useful Information

Policy Wording
Authorized Workshop Listing
Private Motor Brochure

Extra Care, Extra Mile

Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
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Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Find Out More
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support

Trusted by People Like You

Time to Renew Your Car Policy?

Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

Renew today and drive with
confidence!

Renew Now

Explore Our Other Insurance Plans

Motor Excess Protector

Reimbursement of excess paid under your motor insurance policy
Find Out More →

Home Contents Insurance

Enjoy peace of mind knowing your home, belongings, and personal liability are covered—only with ECICS Home Contents Insurance.
Find Out More →

Personal Accident - Children

You can be fully assured of your child’s living benefits in event of a serious accident resulting in permanent disability and quickly get them back on their feet.
Find Out More →

Frequently Asked Questions

Where can I make the accident report?

You can report the accident at any of our Authorised workshop that is also our appointed Accident Reporting Centres within 24 hours of the accident.

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What is the time frame for me to report the accident?

Report the accident to us within 24 hours or by the next working day and our representatives will help you with the accident reporting.

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Can I claim against a foreign registered motorist?

It is advisable to make a claim on your own insurance policy. Making a claim against motorists from another country can turn out to be costly and time-consuming. If you are not at fault, your NCD will not be affected.

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What do I do if my vehicle is not drivable?

You may call our 24-hour helpline at +65 6206 5588 (option 9) to have your vehicle towed or alternatively you may call our Authorised Workshops in the list.

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Why should I not accept assistance from towing services or workshops that appeared at accident scene?

These workshops are not under ECICS Limited authorised partners and we have no control over the repair quality. If the repair is poorly done, we will not be able to assist you should issues arise. Furthermore, the claim cost may be inflated, resulting in higher premium in your next renewal.

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View All FAQs

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